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This is where a budget is very important. Just like you examined how many hours you spend on routine things like sleeping and eating, it's important to be aware of all your regular expenses, plus the money you are putting away for the future. Here is a great budget calculator.

Most of us would probably answer, "As much as possible!" But it's important to work with real numbers. What is your earning potential? As of January 1, 2023, the minimum wage in California is $15.50 per hour. A student working 20 hours per week could expect to earn $310 before taxes and deductions. Estimate your own take-home pay with this paycheck calculator. Keep scrolling down the page for more information about how payroll taxes are calculated.

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